Financing Alternatives Tailored to Your Needs

We pride ourselves on providing financing alternatives for businesses, and providing them quickly. Because we know that your business is as unique as its personnel and mission, we tailor the loan or loans to meet your particular funding needs. Our loan committee meets whenever necessary to give you the most timely response possible to your credit requests. And once your loan is approved, you'll have a single point of contact for questions or issues.

Carefully designed for your business's individual needs, a working capital line of credit of $25,000 or more is the ultimate answer to those temporary cash flow problems that can plague any business. Our Loan Officers will be happy to sit down with you to analyze your business model and funding needs.

Home Builder's Package
First Federal is proud to feature a distinctive construction loan program for the professional homebuilder. Offering 100% financing and a deferred payment, this is the financial product that no builder should be without!

• 100% Financing

First Federal will finance up to 100% of the construction costs (80% of the appraised value of the lot plus the house) for all qualified builders. We're the only financial resource you'll need from groundbreaking to closing.

• Deferred Payment

If you could build and sell a home without ever making a payment, wouldn't you? Under our Deferred Payment terms, no payment is due for 6 months, allowing you the time to complete and sell the house with nothing out of pocket. If the house is not sold after 6 months, only interest is due on the loan. Your exposure and risk are minimized like never before!

Eventually, every successful business suffers growing pains. If you're thinking of financing and constructing that carefully designed building for your business, contact your First Federal Commercial loan officer for attractive rates and financing options.

Whatever your business's products or services, replacing equipment as it wears out or becomes obsolete is vital to your success. First Federal offers very attractive equipment financing packages, usually based on a 3-5 year payback timeline with monthly principal and interest payments.

Whether your tastes run to residential or commercial development, a loan officer you can trust is essential. A loan officer who is responsive and available when you need them is priceless. Whether you need to acquire the land or are ready to break ground, contact your First Federal loan officer today!

If your business plan calls for you to purchase or construct a building for your own use, with additional rental/lease space for other concerns to generate additional revenue, First Federal is your first stop for competitive financing options offered by your personal loan officer.

First Federal also offers attractive loan options for single-family real estate investors. From purchase, through renovation, to sale, count on First Federal for your financing needs.

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