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GONZO Checking

GONZO Checking from First Federal Savings Bank is a new kind of checking account that rewards you with a significantly higher interest rate... up to 3.50% APY * plus many other advantages you don’t find with checking accounts at other banks. Just sign up for e-statements and use your Visa Check Card a minimum of 12 times1 per statement cycle to earn the following rewards:

The more you use your card, the higher your rate!

Rate Level APY * min. # of trans. min. total purch.
Base 2.50% 12 N/A
Bonus 1 ** +.25% 25 $500
Bonus 2 ** +.50% 50 $1,000
Bonus 3 ** +.75% 75 $1,500
Bonus 4 ** +1.00% 100 $2,000







  • Refunds of surcharges on the first six non-First Federal ATM transactions per statement cycle (max $15 / cycle)2
  • Security of using a Visa Check Card for your purchases
  • Security of electronic statement delivery
  • Using fewer checks lowers the expense of buying checks
  • Get cash back when making normal purchases and avoid a trip to the ATM
  • ¼ % discount on Consumer Loans3
  • Still earn .15% if you cannot meet minimum transaction levels
Plus...
  • NO minimum balance to open
  • NO monthly service charge
  • NO minimum to earn interest
Open your account today!

* APY refers to Annual Percentage Yield. Fees could reduce earnings. Rates effective as of 8/8/09 and are subject to change after account is opened.
** Bonus rates are calculated based on account activity for the cycle and paid at the beginning of the next cycle.
1 ATM transactions do not count toward the total.
2 You will forfeit ATM surcharge refunds if the minimum 12 transactions are not met during the statement cycle.
3 Automatic payment required.